Visa just reported fiscal Q3 adjusted EPS of $3.32, up 8% YoY and beating Wall Street estimates, while simultaneously announcing a ~2,600-person workforce reduction that will structurally lower its cost base and expand margins going forward. The $563M restructuring charge is a one-time headwind that masks the underlying earnings power improvement, and the stock at $366.59 has not yet fully re-rated to reflect the combination of beat-and-raise fundamentals with a leaner operating structure. With the Mag Seven rotation driving capital into quality non-tech compounders and Visa's network-effect moat insulated from tariff and geopolitical disruptions, the current entry offers attractive risk/reward on a medium-term basis.